MoneyGrowth Services

Term Loan

Term loan is available for the various purposes of business expansions. It is available for construction / modernization of factory or office premises, purchase of plant and machineries for the period ranging from 3 to 7 years.

Working Capital Loan

Working capital is the facility to meet day to day financial requirements of the business. It is mainly available against purchase of raw material and pending receivables. Working capital is available in form of fund base and non fund based facility. If you are into import and export business then working capital facility can be arranged in form of PCFC (Packing credit in foreign currency).

Unsecured Corporate Loan

Many times, client is not having sufficient sanctioned working capital facility. There is always additional Drawing power available in working capital limits against the existing sanctioned amount. We can structure a product where additional drawing power limits can be funded in the form of unsecured loan. This will be without disturbing existing banking structure and without any kind of collateral securities.

Domestic & International Factoring

We arrange Export Factoring facility at very competitive rates without disturbing your existing banking structure. Above facility can be arranged without collateral Security, NOC and without any kind of charge from existing bankers.

• Prepay up to 80 – 90 % of Invoice Value immediately
• Follow up and Collect debts from on Client’s behalf
• Professional Collection services in India and more than 30 countries
• Credit Cover or Insure export Buyer’s Credit Risk up to 100% of Invoice Value
• Offer a Projected Sales Linked Facility

Buyer’s/Supplier’s Credit

We have got access to more than 35 Indian Bank’s foreign branches. We arrange buyer’s/supplier’s credit at very competitive quote at fastest pace.

Equipment Finance

Infrastructure development is government’s priority. There is continuous development of roads / bridges / railway / canals and other infrastructure. For any kind of infrastructure development, equipments are the basic requirement. We arrange equipment finance in most competitive way.

Loan Against Property

A loan against property (LAP) is a secured loan that banks, Financial Institutions and NBFCs provide against properties in form of residential or commercial. These loans are usually offered at a lower interest rate as compared to a personal loan or business loan and disbursed at a reasonable time. Anyone with a pre-owned property can avail such loans, whether they are salaried or self-employed in a business or professional setup.

Warehouse Funding

Warehouse financing is a form of financing in which manufacturers take loans using their goods or commodities as collateral for the loan. The collateral is held in trust, that is, a third party who is the trustee in the financial arrangement holds the goods on behalf of the lender. In most cases, an agent can be in control of the collateral or the collateral will be kept in warehouses that the lending institution approves. However, as the name implies, collaterals in warehouse financing are kept in a warehouse, these are non-perishable commodities and goods that the manufacturer uses as collateral for the loan taken.

Lease/Rental Discounting

Owning a commercial or residential property in India comes with its share of advantages – the principal one among them being that the property owner is able to lease out the premises to earn rental income. Apart from monetizing the property, the rent receivables also yield an additional benefit to the owner: he can raise a term loan against the rent for personal or business intents. This loan is known as Lease Rental Discounting (LRD) and is approved against the discounted rental cash flows from the property and its current market value.

Small Unsecured Business Loan

Many times, client needs funding in the speediest way and within short time. We are able to suffice client’s requirement by way of arranging small unsecured business loans within a period of one week without any collateral security.